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B2B Fintech Product Discovery Payments 2024–Present

HOME CREDIT
BANK BUSINESS

Led product design and discovery for Kazakhstan's flagship SME merchant platform — from MVP to 40,000+ active merchants. Kazakhstan's first interbank Unified QR payment.

Role Senior Product Designer
Company Home Credit Bank KZ
Period Jul 2024 — Present
Platform iOS · Android
Home Credit Bank Business
98.5% Transaction Success Rate
4.92 VoC Score
40K+ Active Merchants / Month
#1 First Interbank Unified QR in KZ

Context

Home Credit Bank Business is the SME merchant banking platform for Kazakhstan — serving small and medium businesses with payments, QR acquiring, analytics, and business management tools.

I joined as the lead product designer at a critical growth stage, taking the product from an early MVP through to a mature platform with 40,000+ active merchants per month.

My Role

End-to-end product design and discovery — from qualitative research and problem framing to interaction design, prototyping, and measuring impact post-launch. I worked closely with the PM and solution architect to ensure every design decision had a business justification.

Key Achievement

Designed and launched Kazakhstan's first interbank Unified QR payment — a cross-bank QR standard that enabled merchants to accept payments from any bank in the country with a single code. This was a product strategy milestone, not just a design task.

Full Case

The full case study is available on request — including research process, key design decisions, prototypes, and outcome data.

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